A Change To Out-Of-Pocket Health Insurance Limits Irks Employers

How should the insurance cap on family health spending be calculated?i

How should the insurance cap on family health spending be calculated?

Oivind Hovland/Ikon Images/Corbis


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Oivind Hovland/Ikon Images/Corbis

How should the insurance cap on family health spending be calculated?

How should the insurance cap on family health spending be calculated?

Oivind Hovland/Ikon Images/Corbis

One of the health law’s key protections was putting a cap on how much people can be required to pay out of pocket for medical care each year. Now some employers say the administration is unfairly changing the rules that determine how those limits are applied and that the changes will be costly.

In addition, the employers and some Republicans on Capitol Hill are questioning whether federal officials have the authority to modify those rules.

Under the health law, the maximum that a consumer with individual coverage can be required to pay in deductibles, copayments and coinsurance for in-network care is $6,600. People with family plans max out at $13,200. These limits apply to all plans except those that have grandfathered status under the law. Once someone hits the spending limit, the

Article source: http://www.npr.org/sections/health-shots/2015/08/17/432585230/a-change-to-out-of-pocket-health-insurance-limits-irks-employers?utm_medium=RSS&utm_campaign=affordablecareact

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