Are Pre-Existing Condition Bans For Health Insurance Still With Us?

Cigna's letter to Julie Rovner saying she had no proof of past coverage, so limitations based on pre-existing conditions could apply. (Highlights added.)i i

hide captionCigna’s letter to Julie Rovner saying she had no proof of past coverage, so limitations based on pre-existing conditions could apply. (Highlights added.)


Julie Rovner for NPR

Cigna's letter to Julie Rovner saying she had no proof of past coverage, so limitations based on pre-existing conditions could apply. (Highlights added.)

Cigna’s letter to Julie Rovner saying she had no proof of past coverage, so limitations based on pre-existing conditions could apply. (Highlights added.)

Julie Rovner for NPR

“Welcome to Cigna,” said the letter, dated May 16, on behalf of my new employer, the Kaiser Family Foundation. The letter also said the insurer was placing me on a one-year waiting period for any pre-existing conditions.

Seriously? Wasn’t the health law supposed to end that?

“We have reviewed the evidence of prior creditable coverage provided by you and/or your prior carrier and have determined that you have 0 days of creditable coverage,” the letter said.

So it was really odd that I received that notification the same day as another letter — also dated May 16 and also from Cigna

Article source: http://www.npr.org/blogs/health/2014/06/02/318210356/are-pre-existing-condition-bans-for-health-insurance-still-with-us?ft=1&f=131849999

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