Is that health service covered?
For decades, states have set rules for health coverage through mandates. These laws require insurers to cover specific types of medical care or services.
The Affordable Care Act aims to curb this piecemeal approach to coverage by establishing minimum standards for insurance coverage in individual and small group plans nationwide and requiring states to pay for mandates that go beyond them.
States, however, continue to pass new mandates, but with a twist: Now they’re adding language to sidestep the health law, making it tougher than ever for consumers to know whether they’re covered or not.
State mandates vary widely. Some require coverage of broad categories of benefits, such as emergency services or maternity care, or of very specific benefits such as autism services, infertility
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