If You’re Shopping For Health Insurance, Make Sure You’re Paid Up On Old Plan

People hoping to get health insurance coverage in 2018 may need to make sure their 2017 premiums are paid.

Busakorn Pongparnit/Getty Images


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Busakorn Pongparnit/Getty Images

People hoping to get health insurance coverage in 2018 may need to make sure their 2017 premiums are paid.

Busakorn Pongparnit/Getty Images

The 2018 annual open-enrollment period for coverage on the health insurance marketplaces starts Wednesday. But if you don’t take care of lingering issues from your past coverage, they may come back to haunt you.

Unpaid premiums

A new rule will allow some insurers to require you to pay any back premiums you owe for the 12 months prior to the effective date of your new coverage.

The rule, which became effective in June, generally applies only if you try to enroll in a plan with the same insurer, not if you choose coverage from another company. It’s up to insurers to decide whether to come after you for the money.

But in many parts of the country, there may be only one insurer offering coverage. In those cases, if you’ve fallen

Article source: http://www.npr.org/sections/health-shots/2017/10/31/560847085/if-youre-shopping-for-health-insurance-make-sure-youre-paid-up-on-old-plan?utm_medium=RSS&utm_campaign=affordablecareact

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