Parents Don’t Have To Pay Debts Of Adult Children On Their Health Plans

When young people turn 18, they typically sign their own paperwork before receiving medical care that says they will pay what the insurer doesn’t cover.

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When young people turn 18, they typically sign their own paperwork before receiving medical care that says they will pay what the insurer doesn’t cover.

Getty Images/Maskot

Are parents responsible for adult children’s medical debts? Should people squeeze in appointments and expensive procedures before year’s end because of changes that might come with the GOP tax bill? Should consumers pay a broker to help them enroll in a plan? Here are the answers to some recent questions from readers.

Q: My 25-year-old brother died in April, and now hospitals are calling my parents to cover his bills. He was covered under my parents’ employer-sponsored plan, but are they liable for his medical debt?

No, parents are not generally responsible for an adult child’s medical debts, says Richard Gundling, senior vice president at the Healthcare Financial Management Association, an organization for finance professionals in health care.

“Normally, if you’re

Article source: https://www.npr.org/sections/health-shots/2017/11/28/566838678/parents-dont-have-to-pay-debts-of-adult-children-on-their-health-plans?utm_medium=RSS&utm_campaign=affordablecareact

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