Rule Spells Out How Insurers Must Cover Mental Health Care

Insurance plans that offer mental health benefits have to keep them in line with the coverage for medical care.Enlarge image i

Insurance plans that offer mental health benefits have to keep them in line with the coverage for medical care.


iStockphoto

Insurance plans that offer mental health benefits have to keep them in line with the coverage for medical care.

Insurance plans that offer mental health benefits have to keep them in line with the coverage for medical care.

iStockphoto

The Mental Health Parity and Addiction Equity Act of 2008 requires health plans that offer benefits for mental health and substance use to cover them to the same extent that they cover medical and surgical care.

Among other things, the law prohibits treatment limits and copayments or deductibles that are more restrictive than a plan’s medical coverage.

The government issued interim regulations back in 2010 that clarified some aspects of the law. The final rules, issued in November, spell out more specifics.

To find out more, I talked with Jennifer Mathis, director of programs at the Judge David L. Bazelon Center for Mental Health Law in Washington, about the parity law and the new regulations. These interview highlights were condensed and edited for clarity.

What issues does this final mental health

Article source: http://www.npr.org/blogs/health/2013/12/04/248748579/rule-spells-out-how-insurers-must-cover-mental-health-care?ft=1&f=131849999

Tagged:

Comments are closed.