Steep Premiums Challenge People Who Buy Health Insurance Without Subsidies

Paul Melquist says he is frustrated that his insurance costs are so high because he would like to be able to do more for his grandchildren — Adalyn, Mason and Carys — in his retirement.

Courtesy of the Melquist family/KHN


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Courtesy of the Melquist family/KHN

Paul Melquist says he is frustrated that his insurance costs are so high because he would like to be able to do more for his grandchildren — Adalyn, Mason and Carys — in his retirement.

Courtesy of the Melquist family/KHN

Paul Melquist of St. Paul, Minn., has a message for the people who wrote the Affordable Care Act: “Quit wrecking my health care.”

Teri Goodrich of Raleigh, N.C., agrees. “We’re getting slammed. We didn’t budget for this,” she says.

Millions of people have gained health insurance because of the federal health law. Millions more have seen their existing coverage improved.

But one slice of the population, which includes Melquist and Goodrich, is unquestionably worse off. They are healthy people who buy their own coverage but earn too much to qualify for help paying

Article source: http://www.npr.org/sections/health-shots/2017/10/07/555957419/steep-premiums-challenge-people-who-buy-health-insurance-without-subsidies?utm_medium=RSS&utm_campaign=affordablecareact

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