These Californians Greeted Canceled Health Plans With Smiles

Amid insurance cancellations, some are finding better coverage through Covered California, the state's health exchange.Enlarge image i

Amid insurance cancellations, some are finding better coverage through Covered California, the state’s health exchange.


Reed Saxon/AP

Amid insurance cancellations, some are finding better coverage through Covered California, the state's health exchange.

Amid insurance cancellations, some are finding better coverage through Covered California, the state’s health exchange.

Reed Saxon/AP

Barbara Neff of Santa Monica is one of the roughly 1 million Californians who recently got word that their health insurance coverage would be expiring soon.

The canceled plans sparked a political firestorm as people realized President Obama’s promise — “If you like your plan, you can keep it” — didn’t apply to everyone.

But Neff, a 46-year-old self-employed writer, isn’t outraged. She’s relieved. Even though she makes too much money to receive a subsidy to buy insurance under the Affordable Care Act, the policy cancellation was good news for her.

She’s not the only one. Other Californians are also finding that having their plans canceled allows them to sign up for better coverage.

Neff says she’s been stuck in a bad plan because treatment for a back problem years ago red-flagged her with a pre-existing condition.

“The deductible has ranged anywhere from $3,000 to as high as $5,000, which means I

Article source: http://www.npr.org/blogs/health/2013/11/26/246798207/these-californians-greeted-canceled-health-plans-with-smiles?ft=1&f=131849999

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