When It Comes To Insurance, Mental Health Parity In Name Only?

Mental health care advocates say patients face challenges in insurance coverage.i

Mental health care advocates say patients face challenges in insurance coverage.

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Mental health care advocates say patients face challenges in insurance coverage.

Mental health care advocates say patients face challenges in insurance coverage.

iStockphoto.com

By law, many U.S. insurance providers that offer mental health care are required to cover it just as they would cancer or diabetes care. But advocates say achieving this mental health parity can be a challenge. A report released earlier this week by the National Alliance on Mental Illness found that “health insurance plans are falling short in coverage of mental health and substance abuse conditions.”

Reporter Jenny Gold of Kaiser Health News tells NPR’s Arun Rath that patients are still having trouble getting their care covered. In this interview, she outlines some of the issues confronting both patients and the insurance industry.

Interview Highlights

Currently, insurers adhering to parity rules is a mixed bag.

Insurance companies used to have a separate deductible or higher copay for mental health or substance abuse visits. That’s sort of gone away.

Article source: http://www.npr.org/blogs/health/2015/04/04/397043323/when-it-comes-to-insurance-mental-health-parity-in-name-only?utm_medium=RSS&utm_campaign=affordablecareact

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